Remodeling invoices in New Jersey

Remember that when working in New Jersey, all invoices for remodeling work must contain the phone number of the Division of Consumer Affairs.

NJ law states:

“Any invoice, contract or correspondence given by a registrant to a consumer shall prominently contain the toll-free telephone number provided by the Division pursuant to (b) of N.J.S.A. 56:8-149 and shall be displayed in all caps in at least 10-point boldface type as follows: FOR INFORMATION ABOUT CONTRACTORS AND THE CONTRACTORS’ REGISTRATION ACT

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, CONTACT THE NEW JERSEY DEPARTMENT OF LAW AND PUBLIC SAFETY, DIVISION OF CONSUMER AFFAIRS AT 1-888-656-6225.”

Ready to take the next step toward keeping more of what you earn? Please describe how I can help you. Do you live outside the Delaware Valley region? No worries, I work with clients throughout the U.S.

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Worker reclassification a growing risk for remodelers

IRS says that  reducing the number of independent contractors who could be classified as employees and collect back taxes is one of its highest priorities this year. Remodeling contractors are likely targets for these types of audits because of the fluid nature or working relationships between firms and individual workers. A worker who is an employee one month can be a subcontractor on the next job. This gives auditors additional reason to reclassify subcontractors as employees.

Business owners can qualify for protection from this aggressive enforcement by meeting prescribed safe harbor standards. The key to success is to have addressed the issue prior to the audit. If your business is at risk

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, a conversation on defensive strategy can be valuable. I welcome the opportunity to review your business risk of a worker reclassification audit.

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Health insurance rate renewals for 2017

It should be no surprise that next year’s health insurance rates will be higher than this year. Don’t wait until you have your rate increase to begin searching for better value options. Use the information being published by insurance companies now to get a jump start in planning next year’s employee plans.

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